These tips will save you money on the things you need. I will help you earn extra cash on the side, find ways to pay your debt down and help you bring in more income to cover your expenses and debts.
So let's get started
This one is really important, using services like this one Free Score Fast you can get visibility of your credit score from all 3 credit agencies, see what is impacting it and learn how you can improve your score.
This information is invaluable as your credit score can impact how much you pay for credit cards and loans amongst other things, so knowing what's going on with your score is the most important step in improving it and saving money!
Do you go through your statements every month? Still have that random subscription coming out of your account each month? Signed up to a “Free Trial” and forgot to cancel?
That's how companies can get you signed up to their products, and then they make it hard to get rid of those monthly fees.
Here's the good news, we found Rocket Money.
Rocket Money is like a personal finance expert in an app. All you have to do is link up your bank account and Rocket Money will find all your recurring subscriptions and then it can cancel the ones you don't need anymore.
The best bit is that it doesn't stop there. It can also lower the bills you do want to keep like your internet and phone!
Rocket Money lets you see a full view of your finances in a single screen, how you can make, save and spend money so you can stop needless fees and keep more of your money.
Take a look at the Forbes rich list and you’ll notice that almost everyone on there has one thing in common, they invest.
Now if you work for a living, you're not going to be able to invest millions but that doesnt mean investing is out of reach.
Stash opens up the exclusive world of investing to everyone. With stash you can start investing with as little as $1.
So you could invest in some of the biggest companies in the world and enjoy reaping the benefits of their growth. Some companies even send you a check every quarter for your share of the profits, called dividends.
Stash is super easy to get set up and it's totally secure, all your investments are protected by the Securities Investor Protection Corporation so you know your money is safe.
Plus if you join using this link, Stash will give you a $5 signup bonus once you deposit $5 into your account.
If you pay over $35 per month for your car insurance you could be being wrongfully overcharged.
Recent changes in the insurance industry mean that drivers who have not received a ticket or had an accident in the past year are entitled to a large discount, of up to $610 annually.
It's so quick and easy to check your ZIP code here and if you qualify you might be surprised at how much you could save with this programme.
Who doesn't like extra cash? So if you're not using Aspirations Debit Card you could be missing out on some serious extra cash.
Get up to 10% cash back every time you spend with this card. Get cashback when buying groceries, gas, everything you buy already you could get cashback on.
Aspiration is even giving out $100 for new debit card users who spend $1000 within 60 days, what other reason do you need!
To find out how much cash you could claim, enter your email address here and link your bank account. Don’t worry your money is FDIC insured and under a military-grade encryption.
Every Year nearly 30 million Americans visit the emergency room.
That number doesn't include the near 40 million trips they make to the doctors office for accidental injuries.
Are you one of the 27 million Americans without health insurance?
Health insurance can be a real hassle to sort out, we get it. There is so much paperwork and then comparing coverage and policies can be a real headache.
But there is now a way to find the health insurance you need in just 60 seconds.
With Select My Policy, it's possible to find the plan that's just right for you. You’ll quickly get connected to well known providers.
Life insurance isn't fun, planning something for when you are gone isn’t the happiest of topics but if your loved ones would not be able to manage without you, you already know you should seriously consider life insurance.
So how do you find the right policy for you? Well with platforms like Bestow you can find out if you qualify for $1 million in life insurance coverage starting from just $16 per month (terms of 10 or 20 years).
Just fill out their quick online questionnaire and you’ll receive a quote based on your needs, no medical exams, no paperwork and the best bit no salespeople.
If you are under 59 and unser about your family’s financial future don’t miss out getting a quote from Bestow.
If you earn more than $1,500 a month and have credit card or personal loan debt this is for you.
Even if you have a poor credit score this program can help you.
It could even help if your debt is $35k+
So, if you have Credit Card or Personal Loan debt find out if you are eligible foir this program, just enter some basic information about yourself and you’ll be immediately connected with a friendly debt representative over phone, find the form here.
It just takes a few minutes to see if you are eligible and you might be surprised what you can get with CuraDebt Debt Relief by learning more here.
Drop is a rewards app that will give you points for shopping at your favorite stores.
You can redeem the rewards for gift cards at popular stores.
Drop is great because it rewards you for doing things you were already doing, so give it a try and see how much you can earn!
This site really does send you money making opportunities straight to your email and you can make money just by watching videos and taking surveys that brands will use to help improve their products.
They also offer opportunities to earn cashback from shopping through their links.
Inbox Dollars is a great way to put a few extra bucks in your back pocket each month.
This article has been edited for length and clarity